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Choice Of The Right Medicare Policy For PWP
Hi, Although this is not a medical question, yet a very important one in my opinion. I have recently received my introductory medicare documents. While browsing the net for the process to select the right medicare policy for PWPs, I read that Medicare Advantage is not good for us because they don't have good support for certain treatments and care we will need. Classic Medicare with Medigap is supposed to be better. But then I also read that availability for Medigap is very limited for people… read more
@A MyParkinsonsTeam Member . for medicines I am told to use Medicare Part D. I don't know if it has deductibles. Glad to know that your retirement benefit covered that. You too have a happy holiday.
@A MyParkinsonsTeam Member. I got a Supplemental policy (Supplement G) which picks up the difference after Medicare has paid its portion. It has a once a year deductible of $166 (2016 info). After that, my medical is paid 100% between them. Of course, that does not include prescriptions. I'm in Missouri.
Medicare has been heaven-sent compared to insurance I had prior to 65. It has paid in full so far.
@A MyParkinsonsTeam Member Just noticed your additional question, sorry. My supplemental (Part G) is through Colonial Penn. I spoke to one of their representatives in the St. Louis area during the Enrollment period when I turned 65. The prescriptions/pharmaceuticals are through Cigna.
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